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What To Do If You Owe More Than Your Home Is Worth

Today more than ever homeowners throughout the country are experiencing the uncomfortable situation of being underwater with regard to their home mortgage. The precipitous market crash that everyone experienced in 2008 continues to affect the finances of people even today. When an individual owes more on their mortgage than the property is actually worth they are considered underwater. Many estimates calculate that nearly one in five US mortgage holders are underwater to some degree.

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